上次提及加拿大常見嘅「看門口」藥物，即使染上傷風、感冒都唔洗擔心，可以慢慢休養康復。不過長久定居，難免遇上要睇醫生嘅情況。今次介紹一下醫療系統嘅基本概念——喺大溫地區想睇醫生可以點做啦。\n \n「家庭醫生」即係點？\n首先，「家庭醫生」喺加拿大十分普遍。理想中，每位居民都有一位家庭醫生照顧，而呢位家庭醫生以家庭為單位照顧病人，亦能長期跟進，因此對病人及其家族病歷瞭如指掌。可惜，於大溫地區甚至全個卑詩省，家庭醫生短缺；每五位卑詩省民就有一位搵唔到家庭醫生。\n\n \n點樣搵到家庭醫生？\n移居大溫地區嘅你，當MSP（醫療保險計劃）生效後，最好立即尋找家庭醫生。方法包括聯絡家人跟隨嘅醫生、向屋企附近嘅診所叩門、或瀏覽findadoctorbc.ca查閱市內接受新症嘅診所。但由於市民眾多、醫生短缺，新移民搵唔到家庭醫生幾乎成為常態，或者以月計先搵到醫生接收。\n\n \n搵唔到家庭醫生點算？\n即使搵唔到家庭醫生，都總有出路嘅！你可以選擇walkin clinic。顧名思義，walkin clinic無須預約，有病就可以排隊睇，亦同家庭醫生一樣可以開藥、開到診紙、轉介等。由於walkin clinic只係單次服務，長久落去都係搵到家庭醫生比較穩妥。\n\n \n如果想睇急症可以點做？\n你可以前往醫院急症室，但大溫地區急症室嘅等候時間普遍為兩小時或以上。由於醫院系統負擔沉重，政府喺不同地區設立UPCC（Urgent and Primary Care Centres）分流，旨在提供緊急而輕微嘅治療。例如扭傷、感染、輕度抑鬱、肚瀉等，都係UPCC處理嘅範圍。\n \n希望以上小貼士可以俾到大溫醫療系統嘅基本概念大家。如果有咩問題，你仲可以致電卑詩省政府嘅熱線811查詢醫療資源或者健康資訊架！\n \nCredit/ 可可\n

上次提及加拿大常見嘅「看門口」藥物，即使染上傷風、感冒都唔洗擔心，可以慢慢休養康復。不過長久定居，難免遇上要睇醫生嘅情況。今次介紹一下醫療系統嘅基本概念——喺大溫地區想睇醫生可以點做啦。\n \n「家庭醫生」即係點？\n首先，「家庭醫生」喺加拿大十分普遍。理想中，每位居民都有一位家庭醫生照顧，而呢位家庭醫生以家庭為單位照顧病人，亦能長期跟進，因此對病人及其家族病歷瞭如指掌。可惜，於大溫地區甚至全個卑詩省，家庭醫生短缺；每五位卑詩省民就有一位搵唔到家庭醫生。\n\n \n點樣搵到家庭醫生？\n移居大溫地區嘅你，當MSP（醫療保險計劃）生效後，最好立即尋找家庭醫生。方法包括聯絡家人跟隨嘅醫生、向屋企附近嘅診所叩門、或瀏覽findadoctorbc.ca查閱市內接受新症嘅診所。但由於市民眾多、醫生短缺，新移民搵唔到家庭醫生幾乎成為常態，或者以月計先搵到醫生接收。\n\n \n搵唔到家庭醫生點算？\n即使搵唔到家庭醫生，都總有出路嘅！你可以選擇walkin clinic。顧名思義，walkin clinic無須預約，有病就可以排隊睇，亦同家庭醫生一樣可以開藥、開到診紙、轉介等。由於walkin clinic只係單次服務，長久落去都係搵到家庭醫生比較穩妥。\n\n \n如果想睇急症可以點做？\n你可以前往醫院急症室，但大溫地區急症室嘅等候時間普遍為兩小時或以上。由於醫院系統負擔沉重，政府喺不同地區設立UPCC（Urgent and Primary Care Centres）分流，旨在提供緊急而輕微嘅治療。例如扭傷、感染、輕度抑鬱、肚瀉等，都係UPCC處理嘅範圍。\n \n希望以上小貼士可以俾到大溫醫療系統嘅基本概念大家。如果有咩問題，你仲可以致電卑詩省政府嘅熱線811查詢醫療資源或者健康資訊架！\n \nCredit/ 可可\n

Are any of your friends or yourself talented in information technology? Did you ever come up with the trouble of having no work chances in Hong Kong, therefore considering immigrating elsewhere? The most knowledgeable responses and advice in this aspect come from John Hu Migration Consulting, which will provide any suggestions you want to know. Follow the YouTube channel John Hu Migration Consulting. Let them sort out anything you need or want to know for you and get your immigrating plan fully prepared!\n\nImmigration relates closely with Information Technology\nIT professionals are highly desired in many immigration programs in Europe, America, Britain, and Australia, according to John Hu Migration Consulting after summarizing their prior experiences. They have a lot of opportunities to work and start businesses, so if one decides to immigrate to these nations, it will be rather simple. Every sector is deeply impacted by IT, including those addressed recently such as big data, cloud computing, Internet, etc. However, job prospects are few in Hong Kong as a result of the market here being relatively small and limited. Contrarily, in foreign nations like Silicon Valley in the United States, Canada, and Australia, where the relative demand for IT skills is higher, there are more employment prospects and even more opportunities for professional growth. As a result, there is a trend in Hong Kong where IT professionals are hoping to immigrate to other nations in order to expand their company and careers.\nIn which countries do IT professionist benefit the most?\nIn reality, IT professionals are treated with tones of benefits wherever they go. For instance, certain start-up businesses can apply to the Startup Program in Canada. Additionally, Canada is geographically adjacent to the United States, making it very easy to expand into the US market. Another example can be Australia, a recent immigration initiative called Global Talent Independent (GTI), which is also highly well-liked by IT experts, was introduced. The application of this immigration program may be approved in a short period of time—roughly half a year, clearly proving how convenient it would be to become a permanent resident. In conclusion, IT professionals are in a position to apply for immigration with complete benefit.\nAny suggestions for people who are planning for immigration?\nThe recommendation made by John Hu Migration Consulting is that IT professionals pay close attention to producing a CV when applying for immigration since this resume determines the highlight of your IT achievements. IT professionals can apply for skilled immigration as well as entrepreneurial immigration. IT talents really do have an advantage if they pick entrepreneurial immigration because it is relatively simpler to successful appliaction and you can incorporate your personal IT talents and business ideas.\nIn addition to the immigration guidance that John Hu Migration Consulting provided to IT talents, he ultimately indicated that if certain IT friends felt that there was little room for IT growth in Hong Kong, they may expand their career outside of the city. Greater advantages might result from this, whether in terms of employment or commercial potential.\nInformation of John Hu Migration Consulting\nFor many years, John Hu immigration consulting have offered a range of immigration visa services to customers in Australia, Canada, the United States, the United Kingdom, and European nations, including skilled immigration, family immigration, investment immigration, and entrepreneurial immigration. In addition to offering free phone evaluations, they only accept qualified candidates, ensuring their success and earning them a positive reputation among their clientele. They offer a wide range of services to satisfy the demands of their clients in the immigration field, including international immigration and relocation services, education, job searching, company establishment and acquisition overseas, as well as other expert services.\nThis article has been reproduced in text with the permission of the Youtube \nJohn Hu Migration Consultantiing\n\nProperty investment is a long-term game and planning is the key. Watch \nmore videos\n for a better decision!\n \nTo receive more \nproperty information\n relating to the UK, Canada and Hong Kong,\n sign up to our newsletter\n at the bottom of this page.\nFollow us on:\n👉 Facebook:\n https://www.facebook.com/Denzity.io\n \n👉 Instagram:\n https://www.instagram.com/denzity.io/\n \n👉 LinkedIn\n:\n https://www.linkedin.com/company/denzity\n \n# \nDisclaimer\n

Many people believe that migrating to another country is difficult, and starting a business is even more difficult, meaning that doing both at the same time would be extremely challenging. Turns out, as long as you have the correct method and suitable guidance, even beginners can earn money through start-up migration. John Hu Migration Consulting invited a client of theirs who applied for a Start-up Visa to share her experience with migration and setting up a business in Canada. Keep an eye on the YouTube Channel of John Hu Migration Consulting, where you can find answers to your enquiries regarding migration.\n\nWhy Start a Business Solo?\nWhen most people think about starting a business, they think of forming a team and working together with a group of people. However, Askew, an applicant for the Canadian Start-up Visa, chose to fly solo. She decided to start a business by herself because of her decisive personality, which made her more suitable to work alone than be a team player. Besides factors regarding personality, John Hu from John Hu Migration Consulting suggested that it is better to find teammates that know each other well and can complement one another to form a genuine team. On the other hand, forming a team with unfamiliar people will drastically increase the risk of failing as the failure of one person is enough to bring down the entire team. If a team member suddenly bails or decides to quit, the chances of being rejected while applying for a Visa would be much higher. \nDifficulties and Help Received When Starting a Start-up\nThere are many hurdles on the road to setting up a business, and Askew believed that one of the big challenges, when it came to starting a start-up, was changing from the mindset of a regular nine-to-five employee to that of an entrepreneur and coming up with a business plan. Fortunately, she was able to receive assistance from John when she was devising her own business plan, and in the process was able to recognise her target customer and revenue source. Besides help from John, a business incubator from Canada also provided her with useful insight into the Canadian market, such as the opinions of Canadians and the local culture, which deepened her understanding of the market. As starting a business is a long journey, there are a lot of goals that need to be accomplished on the way. Therefore, the business incubator would do a regular review every twelve weeks to make sure that everything was right on track and certain key performance indicators (KPI) were met, such that achievements could be made step by step instead of needing to meet a big target at the start.\nAnother obstacle in starting a business would be one’s mental strength. Askew mentioned that when it came to launching a start-up, your determination would be your own motivation as no one would urge you to submit your proposal or tell you what the next meeting would be about. Therefore, it is imperative to have a burning passion and love for what you are doing for you to carry on and improve. Or else, it would be easy to become lazy and lack any motivation.\nProgress in Seven Months\nWithin seven months, Askew had finished setting up a website mainframe, acquired the proof of concept in the business plan, tested the feasibility of the business proposal through interviews, and even developed the minimum viable product (MVP) of a learning platform. During her trial processes, she also found some clients and was able to generate income.\nSettlement Service from John Hu Migration Consulting\nIn the process of migrating to Canada, Askew used the settlement service provided by John Hu Migration Consultant, and was lucky to get help from Chris, a settlement assistant in Vancouver, who not only aided Askew in finding a place that was near her office to live in, but also answered Askew’s enquiries regarding living in Canada such as if there were any public transports near her house, the transition of car licenses, quarantine arrangement, etc. Chris also recommended a list of apps for ordering takeaways to Askew. As living in Canada is basically as convenient as living in Hong Kong, Askew didn’t do much special preparation before migrating there.\nJohn Hu Migration Consulting information\nJohn Hu Migration Consulting is a leading immigration consultant in Hong Kong who pride themselves on providing unsurpassed migration and visa processing services for clients who wish to migrate to Australia, Canada, the UK or the US. Through such an advanced network, the specialist immigration consultant team at John Hu in Hong Kong assures seamless pre and post-application services for every client. These services include but are not limited to, the arrangement of exploratory trips to a destination country, education, and job seeking. Their expert team is well versed in assisting with the set-up of international business, acquisition of an overseas business, or any other business affairs.\nThis article has been reproduced in text with the permission of the Youtube channel John Hu Migration Consulting.\n\nProperty investment is a long-term game and planning is the key. Watch \nmore videos\n for a better decision!\n \nTo receive more \nproperty information\n relating to the UK, Canada and Hong Kong,\n sign up to our newsletter\n at the bottom of this page.\nFollow us on:\n👉 Facebook:\n https://www.facebook.com/Denzity.io\n \n👉 Instagram:\n https://www.instagram.com/denzity.io/\n \n👉 LinkedIn\n:\n https://www.linkedin.com/company/denzity\n \n# \nDisclaimer\n

One of the trendiest themes in recent years is relocating to Australia. In Australia, owning a house has been the norm. Jeff, an Australian resident of Hong Kong, will guide you through the difficulties of home construction and how to avoid them, as well as demonstrate for Hong Kong residents who have never lived in an individually-owned mansion before. Pay attention to Jeff’s Live In Au channel on YouTube and earn some tips from Jeff on how to avoid scams while building a house in Australia!\n\nDriving for around two hours north of Brisbane will take you to NOOSA, a mansion and vacation hotspot that is well-known among Australians.\nHouse Construction Process\nStep 1: Foundation – Estimating water level, anti-termite device\nStep 2: Structure – Plumbing, wiring installation of the house\nStep 3: Exterior Walls – Finishing with Walls, Doors, Windows\nStep 4: Renovation – Installing Wardrobe, Kitchen features, Cabinets, Flooring\nStep 5: Finish – Minor Details, Paints\nAvoiding scams\nScam 1: Details that contract package is not included – driveway, garden, garage, floor, window, window net, air conditioner, fence, physical mailbox\nScam 2: Provide less than you need – the contract has included certain items, but the supplies of these items are found to be insufficient, for example, an air conditioner and a few light bulbs are not enough for the whole family to make use of at the same time.\nScam 3: Keep quiet – construction workers may not tell the owner that after making minor changes in some spots, in fact, some other places should also be changed accordingly.\nScam 4: Being lazy and cheap at the same time – eg. Having it being a relatively cheap house, the builder built the roof with poor insulation materials and cut corners.\nSharing by a 20-years experienced senior builder\nQuestion 1: There are many different builders in the market, how should I select whether who should I hire?\nAnswer: There are a host of factors. First, the builder’s flexibility. Many builders on the market offer rigid services; for instance, they can only afford a certain number of pre-designed units. It’s very hard for them to modify anything, if you want to. The second is communication. Without effective initial communication, the entire process will not be pleasant from the moment you enter the builder’s office. Third, the build’s financial information. The builder must be a reputable business that can guarantee nothing will go wrong and that the client’s money is secure. Fourth, transparency. It is important to explain the entire procedure to the client when they speak with the builder. There are no unanticipated fees. It is crucial for the customer to know about their ultimate fee they are going to pay for.\nQuestion 2: If a client hires you as a builder to build a house, how would the whole process be like?\nAnswer: There are several procedures involved in building a house. The client will first provide us with some basic requirements, a baseline budget, and other details. Next step would be Concept and design. At this stage, we will provide the client with the proposal of the project plan of the entire house, including materials and specifications. The price at this stage ranges from three to five thousand Australian dollars, although there is a chance that it may be refunded to the client or subtracted from the overall cost of the contract in the end. This is a fee associated with the construction procedure, instead of an additional cost. The contract will be signed when the customer approves the aforementioned price and design. Along with the construction timeline and payment schedule, the contract includes all the details that were agreed upon with the client. The completion of all design documentation, including architectural and engineering drawings and other paperwork required by the local administration, is the following step. Next off, waiting for approval . After receiving the approval from relevant authorities, the eagerly anticipated building process starts, with pictures being taken to update the clients on its development. It takes approximately five to eight months to complete the construction work. The settlement phase is the last. The house keys are handed over to clients and they are free to move in once the construction process and exterior work, such as driveways, gardens, etc., are completed.\nQuestion 3: What should be paid attention to in terms of contract content?\nAnswer: The contract follows a well accepted structure. For instance, our company won’t add any terms and will solely use the contract given by Master Builder. The client should pay close attention to the contract’s construction timeline. The builder will have to pay for a fine if the proposed construction date is surpassed and yet the work hasn’t been completed yet.\n1.7 million mansion VS 400,000 cottage\n1) 170,000 Mansion\nTotal land area of 1100 square meters\nIndoor area of 700 square meters\nPrivate swimming pool\nPrivate gym\nGarage for four cars\nSuper high floor to ceiling distance (two and a half floors)\nDue to its proximity to the water (river/lake/sea), the owner has a private marina and yachts\nPrivate garden with three kitchens\n2) 400,000 people-friendly detached houses\nTotal land area of 600 square meters\nIndoor area of 250 square meters\nFour rooms in total\nGarage for 2 cars\nTwo bedrooms\nDining room connected to an open kitchen\nWindows on both sides can be opened, allowing convection effect\nLayout is relatively simple\nPrivate wardrobe in master bedroom\nJeff explained in detail the possible building scams in addition to talking about the house-building process with clients based on his own personal experience. He also invited experienced builders to share their knowledge in building houses. The disparity between a 1.7 million mansion and a 400,000 cottage was also given as an example. In the end, Jeff offered a special discount – providing free-of-charge services to assist foreign customers in monitoring the construction process so that clients could still pay attention to the subtleties of house construction while they were abroad.\nLive In Au information\nA Youtube Channel managed by Australian property management and real estate expert Jeff, who is interested in investigating properties and studying leisure of life. Viewing Australian properties in terms of environmental planning, design taste, user perspective and daily life, etc., while revealing some “exclusive” information that ordinary real estate agents will not tell their clients. Jeff’s main roles are Brisbane and Gold Coast property management, estate agency and tenancy management.\nThis article has been reproduced in text with the permission of the Youtube \n謝夫澳洲看房生活頻道 Live In Au\n\nProperty investment is a long-term game and planning is the key. Watch \nmore videos\n for a better decision!\n \nTo receive more \nproperty information\n relating to the UK, Canada and Hong Kong,\n sign up to our newsletter\n at the bottom of this page.\nFollow us on:\n👉 Facebook:\n https://www.facebook.com/Denzity.io\n \n👉 Instagram:\n https://www.instagram.com/denzity.io/\n \n👉 LinkedIn\n:\n https://www.linkedin.com/company/denzity\n \n# \nDisclaimer\n

Migrating to the UK has become a trend. In addition to considering the city where you are moving to, you must also consider various expenses of daily life. Nonetheless, many ex-pats to the UK are unaware of the local electricity billing model. Keep an eye out for the YouTube channel \nBN撈\n, where Ms. Ying, who has moved to the UK, will explain the different types of electricity billing models in the UK.\n\nContent of the Electricity Bill\ni) Tariff name and type\nii) Payment method\niii) Ending time for the tariff\niv) Exit fee\nv) Average usage \nDifferent types of Electricity Plans \ni) Standard Variable Tariff\nMost common type\nElectricity companies can adjust charges based on market prices\nii) Fixed rate energy tariff\nFixed charge per kWh\nNot affected by market prices\niii) Duel Fuel Energy Tariff\nElectricity and coal use the same power company\niv) Pre-payment energy tariff\nPower up with a stored value card\nv) Economy seven energy tariff\nElectricity charges vary according to time of day\nvi) Economy ten energy tariff\nElectricity is charged differently according to different time periods (the time period and Economy seven energy tariff are slightly different)\nvii) Capped energy tariff\nElectricity companies set maximum tariffs in contracts\nviii) Green energy tariff\nProduction capacity in an environmentally friendly way\nFees are usually more expensive\nYou should have understood the UK electricity billing model better after watching this video. Friends who are about to or just moved to the UK can see which fee model best suits your requirements and make changes wisely.  \nBN撈 information\nThe name of the channel “BN撈” means that we Hong Kong people, as British National (Overseas) integrate into British culture and life, and hope to have better life. The word “撈” is a Guangdong word that Hong Kong people often talk about, and we want our next generation also speak Cantonese. So the channel is named “BN撈”.\nBN撈 will share with you some clips on how to integrate into the local British culture, and continue to carry forward the spirit of Hong Kong people in different places, knowing how to drink, eat and play. Due to the limited power of one’s own efforts, netizens are also welcome to provide information that can help other Hong Kong people integrate into British culture.\nThis article has been reproduced in text with the permission of the Youtube \nBN撈\n.\n\nProperty investment is a long-term game and planning is the key. Watch \nmore videos\n for a better decision!\n \nTo receive more \nproperty information\n relating to the UK, Canada and Hong Kong,\n sign up to our newsletter\n at the bottom of this page.\nFollow us on:\n👉 Facebook:\n https://www.facebook.com/Denzity.io\n \n👉 Instagram:\n https://www.instagram.com/denzity.io/\n \n👉 LinkedIn\n:\n https://www.linkedin.com/company/denzity\n # \nDisclaimer\n